Wales - Monmouthshire - Short Term Loans | Home Collected Loans

A deeper dive into valleysfinance.ltd.uk

Common questions asked about valleysfinance.ltd.uk

1. How long does it take to receive funds after completing the documentation?

After completing the documentation, you can expect to receive the funds in your bank within 2 days. Valleys Finance strives to make the process quick and efficient, ensuring that you have access to the funds you need in a timely manner.

2. What are the repayment options for short term loans?

Valleys Finance offers flexible repayment options for short term loans. You have the option to repay by Debit card and can choose to pay weekly, fortnightly, or monthly. This allows you to tailor the repayment schedule to your financial situation and preferences.

3. Are there any hidden costs or late payment fees?

No, Valleys Finance is transparent about all costs from the outset. There are no hidden charges or late payment fees, ensuring that you have a clear understanding of the total amount repayable. This commitment to transparency helps you manage your loan effectively.

4. How long has Valleys Finance been in operation?

Valleys Finance has over 60 years of experience as a home credit lender. This extensive experience demonstrates their expertise and reliability in providing financial solutions to customers. You can trust Valleys Finance to deliver quality service based on their long-standing presence in the industry.

5. Is Valleys Finance authorized and regulated?

Yes, Valleys Finance is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that Valleys Finance operates in compliance with industry standards and regulations, providing you with peace of mind when using their services.

Some reasons to choose valleysfinance.ltd.uk

Quick and Simple Application Process

Valleys Finance offers a quick and simple application process for short term loans. Customers can apply in minutes, making it convenient and efficient.

Flexible Repayment Options

Valleys Finance provides the option to repay loans weekly, fortnightly, or monthly. This flexibility allows customers to choose a repayment schedule that suits their financial situation.

No Hidden Costs or Late Payment Fees

Valleys Finance ensures transparency by laying out all costs from the outset. There are no hidden charges or late payment fees, providing peace of mind for borrowers.

Over 60 Years of Experience

With over 60 years of experience as a home credit lender, Valleys Finance has a wealth of knowledge and expertise in the industry. This experience demonstrates their reliability and trustworthiness.

Regulated by the Financial Conduct Authority

Valleys Finance is authorized and regulated by the Financial Conduct Authority, ensuring that they operate within the guidelines and regulations set by the governing body. This provides customers with confidence in the company's legitimacy and adherence to industry standards.'

Selected and consolidated information about valleysfinance.ltd.uk

Company History:

Valleys Finance is a leading independent loan company offering home-collected and short-term loans. They cater to smaller value loans that many other lenders won't consider and are transparent with no hidden fees or charges. They conduct affordability assessments before every loan to ensure sustainability and avoid undue difficulties for the customer.

Business Hours:

Head Office: Monday to Friday, 8:30 am to 4:30 pm.

Geographical Areas Covered:

Main office location: 98 Commercial Street, Tredegar, Gwent, NP22 3DW. Additional offices in Exeter (Office 23, Basepoint Business Centre, Yeoford Way, Marsh Barton Trading Estate, Exeter, Devon, EX2 8LB) and Bromsgrove (Office 37, Basepoint Bromsgrove Isidore Road Bromsgrove Worcs B60 3ET).